Arizona Truck Insurance

Arizona trucks rack up long, hot miles between California, Texas and the Mexican border. Underwriters pay attention to cross-border work, desert equipment wear and how far you run.

Arizona metro areas we insure

Phoenix truck insurance

Warehousing and last-mile delivery across one of the fastest-growing metros in the country. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Phoenix.

Tucson truck insurance

I-10 through-freight and cross-border loads from Nogales. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Tucson.

Common Arizona operations we place

Owner-operators and small fleets hauling produce, building materials, cross-border freight and e-commerce, plus contractors and delivery companies running work trucks and vans.

Coverage for Arizona trucks

  • Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
  • Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
  • Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
  • Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.

Arizona insurance requirements

Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and Arizona's transportation department.

Frequently asked questions

Do you write truck insurance in Arizona?

Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Arizona and 33 other states, from our office in Charlotte, NC.

Which Arizona metro areas do you cover?

All of Arizona. We write the most business around Phoenix and Tucson, but trucks based anywhere in the state qualify.

How fast can I get a Arizona truck insurance quote?

Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.

Trucking Insurance Newsletter

Renewal tips, filing reminders and carrier updates for owner-operators and small fleets. About once a month.