California metro areas we insure
Los Angeles truck insurance
Port of Los Angeles and Long Beach drayage and regional delivery. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Los Angeles.
San Francisco Bay Area truck insurance
Port of Oakland containers, construction and food distribution. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around San Francisco Bay Area.
Inland Empire truck insurance
Riverside and San Bernardino warehouse and distribution freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Inland Empire.
Common California operations we place
Owner-operators and small fleets hauling port drayage, produce, building materials and e-commerce, plus contractors and delivery companies running work trucks and vans.
Coverage for California trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
California insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate for-hire carriers need a CA number and Motor Carrier Permit, and CARB emissions rules apply to trucks operating in California. Intrastate rules vary, so confirm current requirements with the FMCSA and California's transportation department.
Frequently asked questions
Do you write truck insurance in California?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in California and 33 other states, from our office in Charlotte, NC.
Which California metro areas do you cover?
All of California. We write the most business around Los Angeles, San Francisco Bay Area and Inland Empire, but trucks based anywhere in the state qualify.
How fast can I get a California truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.