Iowa metro areas we insure
Des Moines truck insurance
Central Iowa hub where I-35 and I-80 cross. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Des Moines.
Cedar Rapids truck insurance
Food processing and manufacturing in eastern Iowa. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Cedar Rapids.
Quad Cities truck insurance
Davenport-area river and I-80/I-74 freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Quad Cities.
Common Iowa operations we place
Owner-operators and small fleets hauling grain, livestock, ethanol and I-80 freight, plus contractors and delivery companies running work trucks and vans.
Coverage for Iowa trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
Iowa insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and Iowa's transportation department.
Frequently asked questions
Do you write truck insurance in Iowa?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Iowa and 33 other states, from our office in Charlotte, NC.
Which Iowa metro areas do you cover?
All of Iowa. We write the most business around Des Moines, Cedar Rapids and Quad Cities, but trucks based anywhere in the state qualify.
How fast can I get a Iowa truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.