Michigan metro areas we insure
Detroit truck insurance
Auto plants and Ambassador Bridge freight to and from Canada. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Detroit.
Grand Rapids truck insurance
Furniture, food processing and West Michigan distribution. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Grand Rapids.
Lansing truck insurance
Auto manufacturing and I-96/I-69 freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Lansing.
Common Michigan operations we place
Owner-operators and small fleets hauling auto parts, cross-border freight, furniture and food, plus contractors and delivery companies running work trucks and vans.
Coverage for Michigan trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
Michigan insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and Michigan's transportation department.
Frequently asked questions
Do you write truck insurance in Michigan?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Michigan and 33 other states, from our office in Charlotte, NC.
Which Michigan metro areas do you cover?
All of Michigan. We write the most business around Detroit, Grand Rapids and Lansing, but trucks based anywhere in the state qualify.
How fast can I get a Michigan truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.