Minnesota metro areas we insure
Minneapolis-St. Paul truck insurance
Twin Cities distribution where I-35, I-94 and I-494 meet. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Minneapolis-St. Paul.
Rochester truck insurance
Medical and southeast Minnesota agriculture freight. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Rochester.
Duluth truck insurance
Great Lakes port, iron ore and timber. We quote semi trucks, box trucks, hot shots and commercial vehicles for businesses based in and around Duluth.
Common Minnesota operations we place
Owner-operators and small fleets hauling grain, food processing, retail and timber, plus contractors and delivery companies running work trucks and vans.
Coverage for Minnesota trucks
- Semi Truck insurance: owner-operators and small fleets running tractors, trailers and reefers under their own authority.
- Box Truck insurance: straight trucks for local delivery, final-mile, moving and Amazon-style routes.
- Hot Shot insurance: one-ton pickups with goosenecks and flatbeds hauling time-sensitive loads.
- Commercial Auto insurance: pickups, vans, dump trucks, tow trucks and work vehicles for contractors and local businesses.
Minnesota insurance requirements
Interstate for-hire carriers need a USDOT number, MC authority and a federal liability filing (BMC-91X), with a $750,000 minimum for general freight. Most brokers and shippers ask for $1,000,000 liability and $100,000 cargo. Intrastate rules vary, so confirm current requirements with the FMCSA and Minnesota's transportation department.
Frequently asked questions
Do you write truck insurance in Minnesota?
Yes. Duke Truck Insurance places semi truck, box truck, hot shot and commercial auto insurance in Minnesota and 33 other states, from our office in Charlotte, NC.
Which Minnesota metro areas do you cover?
All of Minnesota. We write the most business around Minneapolis-St. Paul, Rochester and Duluth, but trucks based anywhere in the state qualify.
How fast can I get a Minnesota truck insurance quote?
Most quotes come back the same business day. Call (980) 475-8076 or send the quote form with your USDOT number if you have one.